RUKIAH, Rukiah. The Effect of Financing Risk (NPF) and Operating Expenses (BOPO) on Return on Assets (ROA) in Islamic Commercial Banks. Finance : International Journal of Management Finance, [S. l.], v. 4, n. 1, p. 37–50, 2026. DOI: 10.62017/finance.v4i1.207. Disponível em: https://ejournal.internasional.org/index.php/finance/article/view/207.. Acesso em: 18 oct. 2026.